* { box-sizing: border-box; }
:root {
  --navy: #0b1f38;
  --blue: #1e75d8;
  --blue2: #0f56ad;
  --soft: #f4f8fd;
  --text: #122033;
  --muted: #617086;
  --line: #dce5ef;
}
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  background: var(--soft);
  color: var(--text);
}
a { color: inherit; text-decoration: none; }
.header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(220,229,239,.8);
}
.nav {
  max-width: 1160px;
  margin: 0 auto;
  padding: 15px 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.logo {
  font-size: 21px;
  font-weight: 900;
  letter-spacing: -.5px;
  color: var(--navy);
}
.navlinks {
  display: flex;
  align-items: center;
  gap: 16px;
  color: var(--muted);
  font-weight: 700;
  font-size: 14px;
}
.navcta {
  background: var(--blue);
  color: white;
  padding: 10px 14px;
  border-radius: 999px;
}
.hero {
  padding: 58px 18px;
  background:
    radial-gradient(circle at top left, rgba(30,117,216,.22), transparent 34%),
    linear-gradient(135deg, #0b1f38 0%, #123d73 52%, #1e75d8 100%);
}
.wrap {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 36px;
  align-items: center;
}
.copy { color: white; }
.badge {
  display: inline-flex;
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.22);
  padding: 8px 13px;
  border-radius: 999px;
  font-weight: 800;
  font-size: 14px;
  margin-bottom: 18px;
}
h1 {
  font-size: clamp(38px, 5vw, 66px);
  line-height: .98;
  margin: 0 0 18px;
  letter-spacing: -2px;
}
.sub {
  font-size: 20px;
  line-height: 1.5;
  color: rgba(255,255,255,.88);
  max-width: 650px;
  margin: 0 0 26px;
}
.points {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  max-width: 680px;
}
.point {
  background: rgba(255,255,255,.11);
  border: 1px solid rgba(255,255,255,.18);
  padding: 14px;
  border-radius: 18px;
  font-weight: 800;
}
.card {
  background: white;
  border-radius: 28px;
  padding: 28px;
  box-shadow: 0 26px 80px rgba(0,0,0,.28);
}
.card h2 {
  margin: 0 0 6px;
  font-size: 28px;
  letter-spacing: -.7px;
  color: var(--navy);
}
.card p {
  margin: 0 0 20px;
  color: var(--muted);
  line-height: 1.45;
}
.grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.field { margin-bottom: 13px; }
.full { grid-column: 1 / -1; }
label {
  display: block;
  font-size: 13px;
  font-weight: 900;
  color: #203247;
  margin-bottom: 6px;
}
input, select, textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 13px 14px;
  font-size: 15px;
  outline: none;
  background: #fbfdff;
}
input:focus, select:focus, textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(30,117,216,.12);
  background: white;
}
textarea { min-height: 92px; resize: vertical; }
.consent {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 12px;
  color: var(--muted);
  line-height: 1.35;
  margin: 12px 0 16px;
}
.consent input { width: auto; margin-top: 2px; }
button {
  width: 100%;
  border: none;
  border-radius: 16px;
  padding: 16px 18px;
  background: linear-gradient(135deg, var(--blue), var(--blue2));
  color: white;
  font-size: 17px;
  font-weight: 900;
  cursor: pointer;
  box-shadow: 0 12px 28px rgba(30,117,216,.3);
}
button:hover { transform: translateY(-1px); }
.trust {
  margin-top: 14px;
  text-align: center;
  font-size: 13px;
  color: var(--muted);
}
.notice {
  display: none;
  margin-top: 14px;
  padding: 13px;
  border-radius: 14px;
  background: #e9f7ef;
  color: #146c35;
  font-weight: 900;
  text-align: center;
}
.section {
  max-width: 1160px;
  margin: 0 auto;
  padding: 58px 18px;
}
.section h2 {
  font-size: 38px;
  margin: 0 0 12px;
  color: var(--navy);
  letter-spacing: -1px;
}
.section p.lead {
  color: var(--muted);
  font-size: 18px;
  max-width: 760px;
  line-height: 1.5;
}
.services {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: 26px;
}
.service {
  background: white;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 14px 40px rgba(13,37,69,.07);
}
.service h3 { margin: 0 0 8px; font-size: 24px; color: var(--navy); }
.service p { color: var(--muted); line-height: 1.5; }
.service a {
  display: inline-block;
  margin-top: 8px;
  background: var(--navy);
  color: white;
  padding: 11px 14px;
  border-radius: 999px;
  font-weight: 900;
}
.footer {
  background: #07182d;
  color: rgba(255,255,255,.72);
  text-align: center;
  padding: 24px 14px;
  font-size: 13px;
}
@media (max-width: 860px) {
  .wrap, .services { grid-template-columns: 1fr; }
  .points { grid-template-columns: 1fr; }
  .grid { grid-template-columns: 1fr; }
  .card { padding: 22px; }
  .navlinks { gap: 10px; font-size: 13px; }
}